Funds Deposit & Withdrawal

Wire Transfer – Funds sent by wire are typically received by Deltastock within three to four business days and credited to the client's account on the day of receipt. All wire transfers should include the client's name (Ordering customer’s name) and trading account # (Details of payment) in the reference sections of the wire.

Click on your deposit currency in one of the options below to view the appropriate instructions for a wire transfer:

Delta Broker Accounts – Please note, that your Delta Broker Live account can be denominated in Bulgarian Lev (BGN) only! Since the adoption of the Currency Board in Bulgaria in 1997, the Bulgarian currency is pegged by the law to the Euro at the exchange rate of 1 EUR = 1.95583 BGN. The Currency Board mechanism is expected to be maintained until the joining of Bulgaria to the Eurozone in 2011-2014 as scheduled.

Deltastock AD will convert all incoming EUR Bank Wire Transfers at the exchange rate of EUR/BGN = 1.9530.

The originator of the funds must always match the name listed as the Client on the trading account.

The incurred bank fees or/and commissions on wire transfers are at the Client's expense!

On 1 November, 2009 the Payment Services Directive (PSD) goes into effect. The aim of the Payment Services Directive (PSD) is to improve the efficiency and transparency of payment services within the European Economic Area (countries from the EU plus Iceland, Lichtenstein, and Norway), and to increase the protections given to customers. Under the PDS, the one who makes a payment and the one who receives the payment must each pay the charges of their respective banks.

Deltastock’s policy is such that the incurred bank fees on wire transfers are at the Client's expense. Because of this the fees which Deltastock is charged under the PSD will be withheld from the Client’s account.

Clients may deposit funds to their trading account online via MasterCard and VISA credit and debit card. The payment is made through the Delta Trading platform – Accounts menu – Deposit sub-menu.

The originator of the funds must always match the name listed as the Client on the trading account.

Clients’ funds deposited via credit and debit card (VISA and MasterCard) will be transferred back to the credit/debit card’s account upon a withdrawal request!

Due to the specifics of the credit and debit card payment process, all funds will be converted to EUR prior to receipt. Thus even if the credit/debit card account and the trade account in Deltastock AD are in the same currency, there maybe a difference between the amount withdrawn from the credit/debit card and the amount deposited into the trade account.

Deltastock AD will credit your trading account with the amount received into the company's account. Deltastock AD will not be responsible for any additional fees your card operator may charge for its services.

Clients can fund their Deltastock trading account through the secure online Moneybookers processing center as an alternative to other payment methods.

The originator of the funds must always match the name listed on the Moneybookers account with Deltastock live trading account – third party transfers are not permitted.

Funds deposited through Moneybookers will be accepted only in Euros (EUR). If the Moneybookers account is held in another currency, the funds will be converted to EUR at Moneybookers exchange rates before being received by Deltastock AD.

Deltastock AD will credit your trading account with the amount received into company’s account with Moneybookers, less a 2.9% fee deduction. Deltastock AD will not be responsible for any additional fees Moneybookers may charge for its services.

Transactions are limited to a minimum of 100.00 EUR and maximum of 5,000.00 EUR per transaction.

Due to regulatory requirements, Deltastock AD has the right to reject any payments coming from high risk regions.

Clients’ funds deposited via Moneybookers will be transferred back to the Moneybookers account upon a withdrawal request!

Clients can only withdraw funds, not engaged as requested margin on open positions (Applicable to Delta Trading Accounts).

Funds withdrawal can be requested in one of the following two ways:

1. Place your withdrawal request through the Delta Trading/Delta Broker platform – Accounts menu – Withdrawal sub-menu. A detailed description on how to withdraw funds through the Delta Trading platform is available in the Delta Trading manual, page 117.
2. Fill out the Withdrawal Request Form and fax the completed form to + 359 2 8115049.

Withdrawal requests are processed in a minimum of 2 (two) business days of receipt.

Delta Broker Accounts – Deltastock AD will apply the exchange rate of EUR/BGN = 1.9600 for funds withdrawal by the Clients via Bank Wire Transfers.

In case a client has deposited funds via credit card and another payment method, the withdrawal of funds via credit card will be prioritized.

The incurred bank fees and commissions on wire transfers are at the Client's expense.

On 1 November, 2009 the Payment Services Directive (PSD) goes into effect. The aim of the Payment Services Directive (PSD) is to improve the efficiency and transparency of payment services within the European Economic Area (countries from the EU plus Iceland, Lichtenstein, and Norway), and to increase the protections given to customers. Under the PDS, the one who makes a payment and the one who receives the payment must each pay the charges of their respective banks.

Deltastock’s policy is such that the incurred bank fees on wire transfers are at the Client's expense. Because of this the fees which Deltastock is charged under the PSD will be withheld from the Client’s account.

Funds deposited via credit and debit cards (VISA and MasterCard) will be transferred back to the credit/debit card’s account upon a withdrawal request.

Clients can only withdraw funds, not engaged as requested margin on open positions (Applicable to Delta Trading Accounts).

Funds withdrawal can be requested in one of the following two ways:

1. Place your withdrawal request through the Delta Trading/Delta Broker platform – Accounts menu – Withdrawal sub-menu.
2. Fill out the Withdrawal Request Form and fax the completed form to + 359 2 8115049.

Withdrawal requests are processed in a minimum of 3 (three) business days of receipt.

In case a client has deposited funds via credit/debit card and via another payment method, the withdrawal of funds via credit/debit card will be prioritized.

Clients’ funds deposited via Moneybookers will be transferred back upon a withdrawal request.

Transactions are limited to a minimum of 100.00 EUR and maximum of 5,000.00 EUR per transaction.

Clients can only withdraw funds, not engaged as requested margin on open positions (Applicable to Delta Trading Accounts).

Funds withdrawal can be requested in one of the following two ways:

1. Place your withdrawal request through the Delta Trading/Delta Broker platform – Accounts menu – Withdrawal sub-menu.
2. Fill out the Withdrawal Request Form and fax the completed form to + 359 2 8115049.

Withdrawal requests are processed in a minimum of 1 (one) business days of receipt.

In case a client has deposited funds via credit card and another payment method, the withdrawal of funds via credit card will be prioritized.

Wire Transfers
For deposits by wire transfer	The wire transfer fees
For withdrawals by wire transfer	The wire transfer fees min. 1 BGN
Internet Payments
Debit and credit cards Visa, MasterCard	2% of the payment amount
Moneybookers system	2.9% of the payment amount

Notes:

1. The amount of the deposit and withdrawal funds is calculated in total for the day.
2. International bank wire transfers are at the client’s expense.
3. In accordance to Section 2.6. of the Customer Trading Agreement, when there is a transfer of funds, which is in a currency different from the base currency of the client’s account, Deltastock revaluates it at the current market prices of the respective currency pair. Market prices are the currency exchange rates of the servicing banks in which Deltastock has accounts with.

Full information can be found on: Tariff of Interest Rates, Fees and Commissions of Deltastock AD.